Association Management Blog

Difference Between HOA, POA, and COA

When looking to purchase a home, the real estate terminologies may confuse you at first. It’s like opening a door to an entirely different world. We can’t possibly educate you on every single terminology in the book, but this post will at least clear up the differences between HOA, POA, and COA. Although these terms are often used interchangeably, there is actually a significant difference between the three and how they operate.

Homeowners Association (HOA)

The homeowners association, or HOA, is typically the most known type of association. HOAs is usually comprised of a group of similar homes and residences along with common areas, clubhouses, and other property that is shared by the whole community. They conform to a strict set of regulations and requires all residents to adhere to these regulations. The rules are used to regulate everything from the appearance of homes to the number of pets one can own. Every HOA has a different set of rules which the residents agree to uphold. The overall aim of the HOA is to create a safe and comfortable community that helps raise property values in the neighborhood. These homeowner’s association usually increase the desirability of the area. Members of the community can expect to pay fees to assist in the upkeep of pools or other common amenities, security, landscaping, and other aspects of the neighborhood.

Condominium Owners Association (COA)

A COA is the HOA version of condominiums. Owners of condominiums share the ownership of the grounds and the building among other condominium owners. Members of a COA can expect to pay a fee to assist with basic maintenance and repairs of the building and common areas.

Property Owners Association (POA)

Lastly, the POA differs from COAs or HOAs, such that POAs can govern multiple types of property such as residential and business. The goal of a POA is to improve an entire area, neighborhood, or even an entire town. POAs can implement zoning restrictions, undertake development projects, and enhance community areas. POAs focus on engaging in plans to develop businesses and increase the property values across a large area.


POAs, HOAs, and COAs can be extremely beneficial for a neighborhood. When looking to buy a home, considering a neighborhood with one of these associations can be a viable option for you. Some residences can function within both a POA and an HOA. It is important to ask these question before closing on your home and inquire about the additional fees.


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